• FluffyTailSociety@lemmy.ca
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      10 hours ago

      Is there a Canadian version of paypal that works the same way? I was searching but couldn’t find one and ever since AI came around my business shrank to almost nothing. Also, other than having an old nearly defunct facebook account, what $ would I be unwittingly giving to Zuckerberg? Serious and naïve question.

      • kokolores@discuss.tchncs.de
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        3 minutes ago

        Why old Facebook accounts still matter:

        -Your past likes, groups, comments, and interactions are stored and can still be used for ad profiling or sold as part of larger datasets.

        -If you once liked a brand or a political page, that interest could still be factored into long-term data models.

        -If you have active friends, their interactions with your old profile (e.g. tagging you in old posts, mentioning you) can still keep your account relevant to Meta’s algorithms.

        -Your friends may have synced their contacts with Facebook, meaning your email or phone number could still be in Meta’s database.

        -If you’ve ever used “Log in with Facebook” for third-party apps, Meta can see when and where you log in.

        -Even if you don’t actively sign in, Facebook cookies might still track you across other websites (depending on your browser settings).

        -Advertisers may have access to archived data that gets combined with current trends.

        -Your profile might be included in anonymized datasets used for AI training or market analysis.

        That made me wonder, in regard to your question, how much meta really makes out of Facebook accounts like yours.

        Out of curiosity I asked Mistral how much an inactive Facebook account might generate daily. It estimated $0.005 but noted it could be even lower. Let’s take a careful guess at $0.001.

        Ridiculously low, irrelevant, right?

        Well, there are 3 billion Facebook users. Let‘s assume Facebook earns $0.001 for each account, each day.

        This would be 3 billion times $0.001 which equals $3,000,000. Daily!

        Links:

        -The Electronic Frontier Foundation’s analysis of Facebook’s tracking technologies

        -Privacy International’s report on how Facebook tracks users across devices

        -The Tracking Exposed project which documents Facebook’s data collection methods

        -ProPublica’s series on Facebook’s data practices

        -The Washington Post’s investigation into Facebook’s privacy controls

        -Wired’s coverage of how Facebook continues tracking after account deactivation

    • Clanket@lemmy.world
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      16 hours ago

      I actively boycott Zuckerberg’s offerings bar WhatsApp coz the bastard bought it out from under us. Fuck him, fuck Meta

      • Domi@lemmy.secnd.me
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        22 hours ago

        Do you need one?

        I recently deleted my PayPal account and use a virtual credit card instead.

        So far no issues with paying. In the rare case that credit card is not available you can always pay without account in PayPal via credit card.

        • philpo@feddit.org
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          19 hours ago

          Often enough the credit card payment still is done through PayPal, though

        • zerofk@lemm.ee
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          12 hours ago

          A virtual credit card? Is that something your bank offers, or how would one go about getting it?

          The reason I originally got PayPal is because many sites don’t accept debet cards so I often had no way to pay at all.

          • Domi@lemmy.secnd.me
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            11 hours ago

            It’s a credit or debit card where you can change the number at any time. Prevents shady online shops from loosing your credit card details. Revolut and N26 offer it for example.

            Of course, the shop still has to accept credit/debit cards or you have to go though PayPal as guest.

        • Potatar@lemmy.world
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          20 hours ago

          You went back to the banking industry and you report this event as a good thing?

          • Domi@lemmy.secnd.me
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            19 hours ago

            You are telling me you are paying via PayPal without involving the banking industry?

            I have the choice to either tell PayPal and my bank what I’m buying or just my bank. I chose the latter.

      • Tja@programming.dev
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        11 hours ago

        In Europe, sepa transfers are free and instant transfers will be mandatory free from October.

        To pay in e-commerce, revolut has unlimited one-use cards, no need for PayPal.

      • LeTak@lemm.ee
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        17 hours ago

        Germany tries to make one every two years. The newest one is called Wero/kwitt

      • Snoopy@piefed.social
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        23 hours ago

        And wero from European paiement initiative that regroup all major french and german bank.

        • SaharaMaleikuhm@feddit.org
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          17 hours ago

          Far as I know it’s more of a send money from phone to phone thing for now. My bank supports it, but it’s only an option in the app which I don’t use.
          It is especially sad since it was meant to replace giropay, which actually was more like Paypal than wero is.
          Let’s hope it is just a matter of time.

          • Snoopy@piefed.social
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            17 hours ago

            It will be open later to shop and eshop. Probably around 2026. I saw a élog post about their roadmap.

      • kokolores@discuss.tchncs.de
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        20 hours ago

        Yes, you are right, not anymore, I don’t trust it though as it was founded by not only Peter Thiel but also Elon Musk.

        PayPal blocks accounts that are politically controversial, such as some alternative media outlets, cryptocurrency platforms, or activists. Also Whistleblower organizations like WikiLeaks have been blocked and their funds frozen.

        For these reasons I find a boycott completely justified.

            • Syntha@sh.itjust.works
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              14 hours ago

              Please actually read the article

              The company was originally established by Max Levchin, Peter Thiel, and Luke Nosek in December 1998 as Fieldlink. Later it was renamed Confinity,[9] a company which developed security software for hand-held devices.[10] When it had no success with that business model, it switched its focus to a digital wallet.[11] The first version of the PayPal electronic payments system was launched in 1999.[12]

              In March 2000, Confinity merged with X.com, an online financial services company founded in March 1999 by Elon Musk, Harris Fricker, Christopher Payne, and Ed Ho.

              Musk founded a company that merged with the company that invented PayPal.

              • kokolores@discuss.tchncs.de
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                14 hours ago

                As Wikipedia lists him as a founder i think it’s ok for me to call him that as well. But of course, you can insist on the loooooong explanation that he founded a company that merged with another company and the merged one finally became Paypal.